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Top 5 credit score myths in India that even bankers believe

New Delhi, Aug. 11 -- Clearly understanding the concept of credit scores is important for financial well-being and economic prosperity. Lending institutions use these scores to analyse and assess pers... Read More


5 proven ways to improve your credit score before applying for a personal loan

New Delhi, Aug. 7 -- Improving your credit score before submitting any personal loan applications can significantly boost your chances of approval and help you secure easier interest rates. A high cre... Read More


Income Tax: What happens if you don't file ITR for multiple years? Legal and financial consequences explained

New Delhi, Aug. 6 -- Failing to submit your Income Tax Returns (ITR) for several years can have serious consequences for individuals. Repeated delays, omissions attract mounting penalties, legal compl... Read More


5 critical mistakes to avoid when taking an instant personal loan

New Delhi, Aug. 5 -- Instant personal loans are nothing but unsecured credit products developed to meet urgent financial requirements for diverse needs such as education, medical expenses, or home res... Read More


Can a virtual credit card help build your credit score? Here's the truth

New Delhi, Aug. 5 -- The nation's shift towards digital payments has resulted in virtual credit cards becoming increasingly popular, providing instant availability of credit, enhanced security, and se... Read More


How capital gains are taxed in India: Key rules for stocks, property, and mutual funds

New Delhi, Aug. 4 -- Capital gains taxes are levied on profits earned from selling capital assets such as property, stocks, or mutual funds. In the nation, the tax treatment depends on whether the gai... Read More


ITR Filing 2025: Do students or unemployed individuals need to file income tax returns?

New Delhi, Aug. 4 -- ITR filing in the nation is primarily based on annual income thresholds, taxpayers' slab with specific exemptions outlined for the unemployed and students. It is prudent for all t... Read More


Best personal loan rates in August 2025: Compare interest rates of top banks, processing fees, and more

New Delhi, Aug. 4 -- If you need quick money without any collateral, personal loans are a common option. In August 2025, several banks are offering different interest rates and processing fees to attr... Read More


How to manage multiple credit cards without hurting your credit score

New Delhi, Aug. 4 -- Managing multiple credit cards can appear to be challenging, still with the correct approach and proper planning, you can keep your credit profile safe. Such practices will never ... Read More


5 best lifetime free credit cards in India with no annual fees

New Delhi, Aug. 4 -- For credit users who value flexibility and hate paying ongoing, recurring fees, lifetime free credit cards with no annual fee or renewal fee are exceedingly valuable. Here is a co... Read More